📞 240-243-0042 ✉ info@terrapininsurance.com
Maryland · DC · Virginia

Protection Under The Shell.

TRUSTED INDEPENDENT INSURANCE BROKER EST. 2011

We shop the nation's top carriers so you don't have to — finding you the best coverage at the lowest possible cost for auto, home, life, and business across MD, DC, and VA.

Free & no commitment
12+ Top rated carriers
We do the shopping for you
Our Carrier Partners
Erie Insurance
Geico
Progressive
AIC
Chubb
CRC Tapco
Assurant
US Assure
Steadily
MGT
USLI
Utica National
What We Cover

Auto · Home · Life · Business

Whether you're protecting your family's home, vehicles, income, or your small business — we find the right coverage at the best rate across MD, DC, and VA.

🚗 Auto Insurance
🏠 Home Insurance
❤️ Life Insurance
🏢 Business Insurance
🏘️ Renters Insurance
🏖️ Umbrella & Specialty
About Terrapin Insurance Group

Local Expertise.
Carrier Access.
Real Advocacy.

Terrapin was founded in 2011 by University of Maryland graduate Mike Davis. Based in Rockville, MD and licensed across Maryland, Washington DC, and Virginia, Terrapin Insurance Group is a truly independent agency. That means we work for you — not the insurance company.


As longtime Montgomery County natives, we know the DMV and understand its unique insurance needs and how to best navigate this region's ever-changing rates — from commuters and condo owners in DC, to homeowners in the Maryland suburbs, to small businesses across Northern Virginia.


We aim to be your one-stop shop Insurance Advisors. You aren't just talking to a stranger in a call center taking orders, we're crafting your policies, we're managing your policies, and we're proactively reaching out to you advising you with suggestions as life changes.


12+
Carrier Partners
3
States Licensed
MD · DC · VA
100%
Independent Agency
Terrapin Insurance Group
Erie Insurance
Auto, Home & Life — a top-rated regional carrier
Geico
Competitive auto rates & broad coverage options
Progressive
Auto & home with usage-based programs
AIC
Auto & home — competitive rates for a wide range of profiles
Chubb
High-value home & asset protection
Tapco
Non-standard & specialty personal lines
Assurant
Renters, condo & specialty property
US Assure
Builders risk & new construction coverage
Steadily
Landlord & investment property insurance
MGT
Commercial & specialty lines
USLI
Surplus lines & specialty risks
Utica National
Business owners & commercial package policies
The Process

How It Works

Getting the right coverage is simple. We do the shopping so you don't have to.

1

Tell Us About Yourself

Complete our quick multi-step quote form — it takes under 4 minutes and covers your auto, home, or both. No jargon, just clean questions that help us find the right match.

2

We Shop Your Carriers

Our team securely runs your quotes across all our best carrier options to find the best combination of coverage and price — saving you from calling each one yourself.

3

You Choose & We Bind

We walk you through your top options, answer every question, and get your policy bound — fast. Then we stay on as your advocate for claims, changes, and renewals.

Our Carrier Network
Erie Insurance
Auto · Home · Life
Top-rated regional carrier with exceptional claims service and competitive bundling discounts.
Geico
Auto
National carrier known for highly competitive auto rates and a wide range of discount programs.
Progressive
Auto · Home
Usage-based and standard programs for auto and home; great for drivers with varied profiles.
AIC
Auto · Home
Competitive auto and home rates for a broad range of client profiles across our coverage states.
Chubb
High-Value Home
Premium carrier for high-value homes, valuables, and complex asset protection needs.
Tapco
Non-Standard
Specialty personal lines for clients who need non-standard or hard-to-place coverage.
Assurant
Renters · Condo
Flexible renters, condo, and specialty property coverage — ideal for urban and suburban clients.
US Assure
Builders Risk
New construction and renovation projects — protecting your property during the build phase.
Steadily
Landlord · Investment
Purpose-built for landlords and real estate investors with rental and portfolio policies.
MGT
Commercial
Commercial and specialty lines solutions for small to mid-sized business clients.
USLI
Surplus Lines
Surplus and excess lines for unique or hard-to-place commercial and specialty risks.
Utica National
Business · Commercial Package
Comprehensive business owners policies (BOP) and commercial package options for a range of industries across MD, DC, and VA.
Existing Clients

Service Request

Need to make a change, file a claim, or ask a question? Use the form below and we'll get back to you promptly. You can also e-mail us directly service@terrapininsurance.com

Policy Change
Claim Inquiry
Policy Review Request
Billing Question

Request Received!

We've got your message and will be in touch within one business day.
Questions? Call us at 240-243-0042

12+
Carrier Partners
MD·DC·VA
Licensed in 3 Jurisdictions
100%
Independent
No Carrier Bias
1-Day
Average Response Time
Google Reviews

What Our Clients Say

4.6 ★  ·  15 Google Reviews

★★★★★

"Can't say enough good things about Terrapin Insurance Group, specifically Mike Davis. From day one, the group were easy to work with, answered all my questions, and made the whole homeowners insurance process painless."

David Parkin
Google Review · 2 months ago
★★★★★

"Mike Davis, my agent at Terrapin Insurance has provided my insurance needs — home, car, umbrella — for 15 years. He is professional, most knowledgeable about all insurance products and educates me about what I need."

Astro
Google Review · 1 year ago
★★★★★

"By far the best experience I've had with insurance. They went above and beyond answering my questions and informing me about important coverages I didn't even know were a thing. I can always rely on them — can't recommend enough!!"

Ed B.
Google Review
★★★★★

"The Terrapin Insurance Group has been my preferred insurance agency for over a decade. I have experienced fantastic customer service focused on securing the most favorable rates and with clear explanation of policies. Highly recommend!"

Ryan Earle
Google Review · 2 years ago
See All Reviews on Google

Ready to Save?

Get a free quote in under 4 minutes. We serve clients across Maryland, Washington DC, and Virginia.

Auto + Home Quote Auto Only Home Only Life Insurance Business Insurance
Our Team

Meet the People Behind Your Policy

A dedicated team with over 15+ years of experience in Maryland, Washington DC, and Virginia.

Mike Davis
Mike Davis
Principal Owner
Ana Castillo
Ana Castillo
Customer Service
Nazel Alimon
Nazel Alimon
Administrative Assistant

Privacy Policy

Last updated December 15, 2025

Terrapin Insurance Group LLC ("we," "us," or "our") is committed to protecting your personal information. This Privacy Policy explains how we collect, use, and safeguard information you provide when you visit our website or submit a quote request.

Information We Collect

We collect information you voluntarily provide, including your name, email address, phone number, date of birth, address, driver's license information, and details about your vehicles or property. This information is used solely to prepare insurance quotes and service your account.

How We Use Your Information

Your information is used to obtain insurance quotes from our carrier partners, contact you regarding your quote or policy, and provide ongoing service for your insurance needs. We do not sell your personal information to third parties.

SMS / Text Messaging

Mobile information will not be shared with third parties or affiliates for marketing or promotional purposes. Text messaging opt-in data and consent will not be shared with any third parties.

Data Security

We implement reasonable administrative, technical, and physical safeguards to protect your information from unauthorized access, disclosure, or misuse. However, no data transmission over the internet is 100% secure.

Third-Party Services

We may share information with insurance carriers and industry partners as necessary to provide you with a quote or service your policy. These parties are required to maintain the confidentiality of your information.

Your Rights

You may request access to, correction of, or deletion of your personal information by contacting us at info@terrapininsurance.com or calling 240-243-0042.

Contact Us

Terrapin Insurance Group LLC · 1300 Piccard Dr. #204 · Rockville, MD 20850
Phone: 240-243-0042 · Email: info@terrapininsurance.com